Get In Your Car and Drive A Guide to Auto Insurance

I’m Drowning in a Sea of Choices

 

You would be hard pressed not to see at least three or four car insurance ads over the course of your day. Whether they are on TV, Online from a insurance company like https://floridainsurancequotes.net/florida-auto-insurance/, in your Email Box, or on a billboard as you drive to work. Most of us drive, so there is an entire pool of prospects out there that insurance companies want to cash in on. They will stop at almost nothing to win over new customers. Some make us laugh, some make us imitate a deep voice, and some of them treat us like we are students learning in a university. Gimmicks are out there, but what do they really offer? Below are some examples of well-known companies in the car insurance industry.

 

GEICO

 

If you never saw the “Hump Day” commercial, you must have been living under a rock (yet another one of their ads). GEICO catches our attention with memorable ads every day. But what do they offer other than a few chuckles? Their website promises a free car insurance quote within 15 minutes. They will ask you a few basic questions and then provide you with a quote with your selected options. GEICO also offers discounts, like most other companies. They offer discounts based on vehicle equipment, driving history, driver education classes, driver affiliations, and customer loyalty. Definitely worth 15 minutes of your time to check out.

 

FARMERS

 

The Farmers policies have a lot to offer in their own right. Farmers offers local agents, 24/7 HelpPoint services, a variety of plans on a variety of needs, discounts, and even paperless policies. Farmers takes pride in their “green” efforts. They offer paperless documents, online bill pay, and paperless billing. Farmers offers discounts if you have a combination of policies (car & homeowner, etc.), they have a safe driver discount, a good student discount, and they offer discounts to groups and organizations. The Frequently Asked Questions area on their site is extensive and very informative. Even if you decide not to go with Farmers, you can really learn a lot on their site. They like most also offer a free quote online.

 

PROGRESSIVE

           

Progressive rounds out the list with a few benefits of their own. When you log on to the site you are greeted by Flo, the commercial spokeswoman we have all become pretty familiar with on TV. Progressive takes their policy quotes one step further than most. They will actually show you the prices of comparable policies at different companies alongside their quote. This transparency is definitely a plus. Sometimes you will find that other policies are cheaper than progressive, you can then choose if they also offer the quality of service that Progressive does. They too offer an array of discounts to make your bill a little lower. They will even test your driving for a month to possibly be able to offer you an even lower price based on your average driving habits.